Ziyue Gao
Actuarial Consultant
Beijing
Summary
- Actuarial professional with 3 years of experience in life insurance actuarial consulting at Ernst & Young.
- Led end-to-end digital transformation of life insurance product pricing models using Java, significantly enhancing efficiency, accuracy, and scalability.
- Skilled in actuarial audits, embedded value and valuation model reviews, and cross-functional team collaboration.
- Trilingual in English (TOEFL 110), Japanese (JLPT N1), and Mandarin (Native).
- Committed to driving innovation, strategic thinking, and industry transformation.
Overview
3
3
years of professional experience
Work History
Senior Consultant
Ernst & Young Consulting
Beijing
07.2022 - Current
- Led the digital transformation of Excel-based life insurance pricing models into automated Java-based systems, significantly improving modeling speed, stability, and scalability.
- Independently managed model implementation schedules and coordinated with internal developers, actuarial peers, and external clients to ensure delivery quality and accuracy.
- Participated in actuarial audits, reviewing valuation, embedded value (EV), and asset-liability management (ALM) models for major insurers, with a focus on model validation and assumption governance.
- Facilitated client workshops and internal walkthroughs to align model logic with business objectives and regulatory expectations.
- Delivered user training and ongoing support post-implementation, addressing client inquiries, troubleshooting issues, and ensuring proper system adoption and knowledge transfer.
- Mentored junior consultants and interns through training, documentation, and project-based coaching.
Education
Master of Science - Actuarial Science
Boston University
Boston, MA, USA 04.2001 -
Bachelor of Science - Computer Science & Applied Mathematics
University of California, Davis
Davis, CA, USA 04.2001 -
Skills
- Life Insurance Modeling (Pricing & Valuation)
- Actuarial Consulting & Project Leadership
- Digital Transformation of Actuarial Models
- Programming: Excel VBA, Java, SQL, Python, C, C
- Cross-cultural Communication and English-based Collaboration
Key Achievements
- Model Automation: Led full-cycle digital transformation of pricing model from Excel to Java, improved efficiency and reduced errors, mitigating manual operation risks, ensuring uniform stability, and reducing model runtime into 10 minutes.
- Leadership & Client Communication: Independently managed model implementation schedules; coordinated cross-functional teams, mentoring peers and interns for client communications. Facilitated discussions on actuarial model design to ensure alignment with business logic and regulatory expectations.
- Audit Support: Reviewed actuarial valuation, embedded value and ALM models for major insurers, ensuring compliance and clarity of assumptions.
Timeline
Senior Consultant
Ernst & Young Consulting
07.2022 - Current
Master of Science - Actuarial Science
Boston University
04.2001 -
Bachelor of Science - Computer Science & Applied Mathematics
University of California, Davis
04.2001 -
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