Nqobile Ndaba
Business Professional
Katlehong
Summary
Results-driven finance professional with a strong background in credit analysis, risk assessment, and debt management. Skilled at identifying and mitigating financial risks to drive sustainable business growth. Experienced in evaluating creditworthiness, structuring financial solutions, and implementing strategic debt recovery measures to optimize portfolio performance. Excels as a Professional Business English Trainer, developing tailored training programs that enhance employee performance, cross-cultural communication, and client relations in global business settings. Proficient in public speaking, instructional design, financial analysis, and business writing, empowers professionals with the confidence to navigate high-stakes business environments effectively.
Overview
17
17
years of professional experience
2038
2038
years of post-secondary education
3
3
Languages
Work History
Business English Trainer & Corporate Communication
Gaba Language School
04.2024 - Current
- Designed and delivered tailored corporate communication training to professionals across industries such as finance, technology, and healthcare
- Conducted one-on-one coaching for executives, sales teams, and engineers, focusing on negotiations, presentations, and client meetings
- Provided guidance on business writing, including professional email etiquette, report writing, and proposal structuring
- Developed customized training programs to enhance interpersonal communication and leadership skills in multinational workplaces
- Maintained strong client relationships, ensuring high retention rates and ongoing professional development for trainees
Assistant Language Teacher
Heart Corporation
09.2024 - 03.2025
- Delivered communication workshops to Japanese High Scholars
- Assisted in curriculum development for High School English programs
- Featured on local Shiki high School radio for cross-cultural exposure and education.
Corporate English Instructor
Shane Corporation
04.2020 - 02.2024
- Provided business-focused English coaching to approximately 30 working professionals and corporate clients per week
- Conducted training on formal business writing, public speaking, and negotiation tactics to regular clients as well as once off seasonal course programs.
Credit Analyst
Absa Business Bank
09.2017 - 09.2019
- Evaluating Creditworthiness: Assessing the financial health of businesses applying for loans, especially for movable assets like equipment, vehicles, and machinery
- Risk Assessment: Analyzing risks associated with lending, including cash flow, debt levels, and market conditions affecting the borrower's ability to repay
- Reviewing Financial Statements: Examining balance sheets, income statements, and cash flow statements to determine the financial position of clients
- Asset Valuation: Determining the value of movable assets that will serve as collateral for the loan
- Preparing Credit Reports: Compiling detailed reports summarizing credit analysis and providing recommendations for loan approval or rejection
- Loan Structuring: Working with clients to structure loan agreements based on asset value and business requirements
- Compliance and Regulations: Ensuring all credit assessments comply with banking regulations and internal policies
Assistant Administrator
Bongani Tom Transport
01.2011 - 12.2014
- Office related administration work at a transport and construction company
Accounts Management Consultant
Standard Bank South Africa AVAF
01.2008 - 08.2010
- Ensure vehicle asset finance clients, both private and business, have their accounts up to date
- If not, assist with rehabilitation tools to break the bad debt cycle
Education
Bachelors Degree - Accounting Sciences
University of South Africa
Distance Learning 04.2001 - 09.2016
Celta Certificate -
International House
Johannesburg 10.2019 - 10.2019
Some College (No Degree) - Business Strategy
Bowei Strategy
Online Training Program01-2022
FAIS Regulatory Examination 5
Moonstone
06-2019
Skills
- Software: Microsoft Office Suite (Word, Excel, PowerPoint), Zoom, Google Suite, CRM Systems
- Languages: English (Native), Zulu (Native), Japanese (Basic – Business Communication)
- Advanced Business Communication Strategies (Self-Study & Practical Experience)
TECHNICAL & LANGUAGE SKILLS
PROFESSIONAL DEVELOPMENT & TRAINING
- Leadership & Cross-Cultural Team Management Training
- Public Speaking & Presentation Mastery
- Passionate about corporate learning & development, professional up-skilling, and mentoring professionals for career growth
- Interested in opportunities in training, consulting, and corporate education
ADDITIONAL INFORMATION
Personal Information
Nationality: South African
Timeline
Assistant Language Teacher
Heart Corporation
09.2024 - 03.2025
Business English Trainer & Corporate Communication
Gaba Language School
04.2024 - Current
Corporate English Instructor
Shane Corporation
04.2020 - 02.2024
Celta Certificate -
International House
10.2019 - 10.2019
Credit Analyst
Absa Business Bank
09.2017 - 09.2019
Assistant Administrator
Bongani Tom Transport
01.2011 - 12.2014
Accounts Management Consultant
Standard Bank South Africa AVAF
01.2008 - 08.2010
Bachelors Degree - Accounting Sciences
University of South Africa
04.2001 - 09.2016
Some College (No Degree) - Business Strategy
Bowei Strategy
FAIS Regulatory Examination 5
Moonstone
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