Marie Haderer
London
Summary
I am a passionate business transformation leader with over 20 years experience in the European insurance industry and a specialization in pet and human health.
I have successfully launched new product lines, lead impactful transformations and develop strong partnership with major brands.
My main driver is to build innovative, ethical and sustainable solutions that have a positive impact on people's lives and offer diverse teams a place to thrive.
Overview
20
20
years of professional experience
Work History
Chief Business Development Officer
Pinnacle Pet Group
London
07.2022 - Current
- Delivered innovative consumer proposition to grow market share leveraging on medical research and an eco-system of service (e.g. telemedicine, prevention program). Product line : Pet healthcare
- Lead the design of a multi-country insurance tech platform focused on data-driven processes and personalized customer experience
- Develop new business opportunities including international partnerships with major B2B brands
- Embedded IA capabilities into company day-to day activities (pricing, customer services,..) to decrease time to market & improve efficiency
- Cultivated company-wide culture of human centric proposition design and lean start up model
Deputy CEO & Chief Actuarial Officer
BNP Paribas Cardif- UK
London
09.2016 - 06.2022
- Co-designed and executed a company turnaround strategy focused on pet health insurance as a core business line that lead to significant growth in the UK (from 20 Ms to 70 Ms £ revenue in 3 years)
- Developed plug & play tech solutions to distribute and serve products through B2B partners (e.g. Sainsbury's bank, Post office,..)
- Responsible for sales, digital Marketing, Data sciences & actuarial team (c. 70 FTE)
Chief Risk & Actuarial Officer
BNP Paribas Cardif - Central Europe
Budapest
09.2012 - 09.2016
- Designed and delivered actuarial service platform servicing 7 markets within Central Europe focus on product development, pricing & sales support (product line : mobile phone, Life, disability & unemployment insurance)
- Established risk management framework and monitored key business risks
Head of Underwriting Risk
AG2R La Mondiale
Paris
07.2009 - 08.2012
- Set up new group risk function for underwriting risk & ALM within context of merge between AG2R and La Mondiale - Product line: heath, disability, life
Senior Pricing Analyst
BNP Paribas Cardif
Bratislava, Paris
02.2005 - 09.2008
- Contributed to the successful opening of new company in a new market (Hungary) with a growing team from 5 to 50 employees within 2 years
- Provide pricing, profit testing and performance analysis, profit testing for multiple markets (France, Italy, Spain, Poland, Central Europe). Product line: life, disability & unemployment insurance
Analyst
French Federation of Insurance
paris
02.2003 - 09.2004
- Prepare analysis & participate to negotiation with European institutions, the French supervisory authority and other EU professional bodies
Education
Master In Actuarial Sciences -
ISFA - Institut Sciences Financieres & Assurance
Lyon, France2003
- Award For Research On Longevity
University of Louvain-La-Neuve
Louvain-La-Neuve, Belgium2003
Bespoke Program
Campus Polytechnique
Paris, France 2018Skills
- Strategic Planning & change management
- Business Opportunity Development & partnership
- Customer Care
- Analytics, Actuarial sciences & Data management
- Excellent Communication
- Analytical and Critical Thinking
- Organisational leadership
- Forecasting & budget
- Recruiting and mentoring Top Talent
Accomplishments
- Transformed a declining insurance business into a leading pet insurance brand which was subsequently acquired as part of a global pet insurance group
- Developed a new Pet Health care proposition with innovative services leveraging on Pet tech, data & medical research
- Scaled white-labeled Tech solutions (digital platforms) to sustain accelerated growth following successful partnerships with large retail brands
- Set up a lean platform providing services across multiple countries in Central Europe
- Built a competitive IA-enhanced pricing algorithm in the UK allowing to become a significant player on Price Comparison Websites with profitability safeguards
- Designed, built and lead high-performance teams in multicultural environments
Languages
French
Native Speaker
English
Bilingual or Proficient (C2)
C2
Timeline
Chief Business Development Officer
Pinnacle Pet Group
07.2022 - Current
Deputy CEO & Chief Actuarial Officer
BNP Paribas Cardif- UK
09.2016 - 06.2022
Chief Risk & Actuarial Officer
BNP Paribas Cardif - Central Europe
09.2012 - 09.2016
Head of Underwriting Risk
AG2R La Mondiale
07.2009 - 08.2012
Senior Pricing Analyst
BNP Paribas Cardif
02.2005 - 09.2008
Analyst
French Federation of Insurance
02.2003 - 09.2004
Master In Actuarial Sciences -
ISFA - Institut Sciences Financieres & Assurance
- Award For Research On Longevity
University of Louvain-La-Neuve
Bespoke Program
Campus Polytechnique