KUMAR ANAND

• Demonstrated proficient leadership skills to motivate employees and build competent teams.
• Growth of Syndicated Loans portfolio of the Tokyo Branch.
• Handling Syndicated Loans originated from APAC Region including Japan, South Korea, Philippines, Thailand and Vietnam.
• Leading a team for putting up Credit memo to the top management for getting credit approvals.
• Participating as MLAB and launching General Syndication for the deals.
• Monitoring of Portfolio health and identification of early warning in the account.
• Maintaining relationship with Financial Institutions in Japan and APAC region for sourcing of deals.

• Handling External Commercial Borrowings (ECBs) requirement of top corporates and PSUs of India.
• Structuring and Financing overseas acquisition by Indian corporates.
• Launching General Syndication for External Commercial Borrowings.
• Handling resolution of stressed ECBs.
• Maintaining relationship with Global Banks active in ECB markets.

Managing Specialized Branch focused on Non Resident Indian business.

• Active participation in US Syndicated Loan Market.
• Putting up Credit memo to Credit committees for approval.
• Managing and monitoring the US Syndicated Loan portfolio of State Bank of India US Operations.
• Putting up of periodical report to the management on review of individual accounts and overall portfolio.
• Managing Stressed Assets and participating in Bankruptcy proceedings for Stressed Assets.

• Managing and monitoring Syndicated Loan Portfolio in the West Coast of US.
• Managing and monitoring Real estate Loan exposures of State Bank of India.
• Participation in Bankruptcy proceedings of real estate exposures.
• Putting up periodical Credit memo to the top management regarding health of portfolio.

• Growth of SME business portfolio.

Financial Statement Analysis, Credit Risk Assessment, Appraisal of Business and Other Credit Proposals.

• Preparation of Credit notes including Special Mentioned

Accounts/ Irregularity/ Restructured Accounts periodical reports.

• Monitoring of Portfolio, and Inspection of Business Units.

• Attending to Credit Audit Observations.