Abhijit Govande

Company Overview- Leading NBFC of India with customer base of 83+ million, deals consumer lending, SME lending, commercial lending, rural lending, deposits, and wealth management

Team Span - 8

Key Deliverables

• Managed Salesforce and Pennant development for new car finance, used car finance, and Solar businesses, and got the maximum disbursement output from them.
• Ensured compliance with applicable laws, regulations, policies and procedures throughout every project and enhancement.
• BRD preparation, process signoff with sales & IT, write Test Cases, sign off UAT(User Acceptance Testing), conduct Biz-UAT, and perform production sanity testing
• Keep track of platform stability and downtime of the platform through hourly KPI monitoring
• Work with Stakeholders like OEM, Product, Sales, Risk Operations and IT to improve Product efficiency and business development

Key Projects Executed

• Introduction of Straight through process to eliminate Underwriting stage to reduce loan disbursal time by 40 mins
• Digital KYC implementation to reduce physical documentation by 25% & eliminate fraud risk
• Account Aggregator integration to improve loan eligibility
• Digital Multi-signer agreement &KFS implementation to reduce physical documentation by 30%
• Implementation of AI in loan journey to reduce manual efforts and time with improved quality
• Used car finance business process revamp to reduce overall disbursement TAT by 12 mins

Develop comprehensive year-round strategies.

• LRS (Long Range Strategy)
• Business AOP (Annual Operating Plan)

Company Overview: Oversaw operations of India's most desirable auto brands including ŠkodaAuto, Volkswagen, Audi, Porsche and Lamborghini.

Key Deliverables

• Led entire product development process, including requirement analysis, finalizing specifications, design releases, virtual validations, benchmarking, prototype parts development, prototype builds, validation, and final sign-off
• Oversaw entire project lifecycle, from conception till final implementation & handover, ensured high quality deliverables and project completion within time & budget
• Identified and co-ordinated new Indian technologies / development opportunities based on competitor/market trends, customer requirements, supplier inputs and manufacturing requirements
• Key projects executed: Slavia, Virtus, Taigun, Kushaq, Mid Life cycle projects, India 2.5
• Captured additional 0.1% market share in segment, driven by successful incorporation of customer insights
• Reported budgetary discrepancies to corporate senior management; resulted in improved financial accuracy, enhanced reporting efficiency, optimized budget utilization, better decision-making, increased accountability and transparency, and effective risk mitigation (Reduced budget variance by 65% through proactive monitoring and timely reporting of discrepancies)
• Decreased financial reporting cycle time by 25%, enhancing the speed and efficiency of financial communication to senior management
• Led technical cost reduction Value Analysis (VA) /Value Engineering (VE) teams in DMC to identify opportunities for cost reduction while maintaining or improving product quality & functionality
• Achieved 3% annual cost savings through technical cost reduction initiatives
• Improved product quality ratings by 7% due to VA/VE-driven enhancements

Company Overview: Global product engineering and digital services company offering outsourced product engineering, digital transformation, upskilling solutions, and software reselling services.

Key Deliverables

• Team Lead for Electric Vehicle (EV) Projects, and represented the Testing department for Nexon EV.
• Finance controller of D&D budget
• Steered the entire product development, including requirement analysis, finalizing specifications, design releases, virtual validations, benchmarking, prototype parts development, proto build, validation, and obtaining final sign-off.
• Directed project execution within cost and time parameters; provided inputs and engineering support to the team from product conception to completion.
• Monitored the budget and ensured revenue generation through DLV (service contract).
• Monitored organization-wide implementation of EVM (Earned Value Management) for activities breakdown to level 6 using MS Project.
• Lead the project management team to achieve a cost reduction of USD 300 million over 2 years.
• Lead project team to ensure DMC reduction; achieved 1.5% cost reduction
• Formulated Balanced Score Card (BSC) for VATS to measure performance, guide strategic decision-making and ensure alignment of activities with long-term goals & vision
• Part of technical cost reduction, innovation and VA/VE teams, enabled cost savings involved in vehicle validation
• Global product engineering & digital services company, provides solutions covering outsourced product engineering services, digital transformation services, upskilling solutions and value-added reselling of software products

Key Deliverables

• Lead New Product Development (NPD), Reliability, and Value Engineering Projects.
• Product Benchmarking against products manufactured by local & international competitors.
• Coordinating DFMEA process & organizing design reviews through design life cycle.
• Responsible for release of Engineering BOM to manufacturing plants for Proto & Pilot lot production.
• Lead Plant Engineering team for Production of components after successful field trials & validation.
• Played a pivotal role in the EAG program addressing critical field failures in engine series used by Farmtrac and Powertrac tractors.